Rates effective as of 06/11/14
Deposit Rates
Type    APY
91 Days CD $500-$9,999    0.01%
91 Days CD $10,000-$49,999    0.05%
91 Days CD $50,000 & above    0.15%
182 Days CD $500-$9,999    0.10%
182 Days CD $10,000-$49,999    0.15%
182 Days CD $50,000 & above    0.25%
270 Days CD $10,000    0.25%
1 Year CD $500-$9,999    0.20%
1 Year CD $10,000-$49,999    0.20%
1 Year CD $50,000 & above    0.20%
18 Months CD $500-$9,999    0.30%
18 Months CD $10,000-$49,999    0.30%
18 Months CD $50,000 & above    0.30%
2 Years CD $500-$9,999    0.30%
2 Years CD $10.000-$49,999    0.30%
2 Years CD $50,000 & above    0.30%
3 Years CD $500-$9,999    0.35%
3 Years CD $10,000-$49,999    0.35%
3 Years CD $50,000 & above    0.35%
1 Year IRA $500    0.25% (Compounded Qrtly)
2 Year IRA $500    0.45% (Compounded Qrtly)
Money Market $5,000-$49,999    0.03%
Money Market $50,000-$99,999    0.05%
Money Market $100,000-$199,999    0.20%
Money Market $200,000 & over    0.20%
NOW Account $1,000 min. bal.    0.03%
Savings Account $100 min. bal.    0.05%
 
APY (Annual Percentage Yield) assumes interest is paid annually, not compounded.
A penalty will be imposed for early withdrawal on Certificates of Deposit and IRAs.
The interest rate and annual percentage yield may change after account opening on Money Market, NOW, and Savings account.
Fees could reduce earnings on the account.
For current information and applicable fees and terms, please call 575-374-8315.

NOTICE: OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html